And it continues...

Few really know what might happen next.

One moment things are getting better, the next they are in the hopper.

We are still optimistic that even though we are locally 'off' our real estate game we still feel that it has a great chance to turn around. Enough so that we continue to look at opportunities as they arise. We loan money because we are optimists.

And we are not trying to sell any of the properties that we own because we sense that appreciation will pick up again.

This just means that you 'go with what you know'. We are betting that the 50 year averge of 5% per year appreciation will continue.

How many times have you heard someone say, "I should have bought it" or "I never should have sold it.". We are betting that the next 50 years will prosper like the last 50 did.

More often than not we regret what we didn't do, not what we did.

If you have a home at 60-70% LTV deal staring you in the eye, then it is pretty hard to go wrong making that purchase.

It remains a great time to make reasonable investments. We are.